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Electronic Stability Control

March 3, 2008

Electronic Stability Control (ESC) selectively applies brakes to individual wheels to help keep the vehicle under control when swerving to avoid an accident or cornering on slippery pavement, and it can help a vehicle stay out of a situation that could lead to a rollover.

By model year 2012, the government will require automakers to include ESC on passenger vehicles. If all cars had ESC, some 10,000 lives a year could be saved, according to the Insurance Institute for Highway Safety. Current equipped models are involved in 36 percent fewer fatal passenger-car crashes and 63 percent fewer fatal SUV, van, and pickup-truck crashes than vehicles without ESC, federal officials say. Unfortunately, stability control is available mainly on higher-priced vehicles; many small, inexpensive cars don’t offer it.

Practical Tip

Did you know that a study found that insurance companies pay higher settlements to injured people who use an attorney than those who do not?In 1999, the insurance industry performed a study to find out if people who had accident claims received more money in settlement by using an attorney than those people who settled on their own. The study was performed by the Insurance Research Council, a non-profit organization that is supported by leading property and casualty insurance companies across the United States. The mission of the IRC (IRCweb.org) is to advance the insurance industries on matters crucial to insurance companies. The IRC found that people who used an attorney received, on average, 3 ½ times more money in settlement than those individuals who settled on their own.

ESC is so important that Consumer Reports calls it the “single greatest advance in auto safety since the safety belt.” In fact, Consumer Reports, which has been rating cars since 1948, believes ESC is so critical to the safety of all drivers and passengers that they’ve revised their rating system to give it greater weight.