Rideshare Accident Myths: What Really Happens After a Crash
Rideshare services like Uber and Lyft make getting around easy, but accidents can still happen. There are many myths about rideshare accidents, and knowing the truth is important. Let’s take a look at the rideshare accident realities and debunk some common myths along the way.
Myth 1: Rideshare Companies Always Pay for Accident Costs
Reality: Many people think that if you’re in an accident while using Uber or Lyft, the rideshare company will always cover the costs. But this isn’t true. Rideshare companies have insurance, but it only covers certain situations. For example, if the driver is waiting for a ride request, there’s only limited coverage. If the driver is on the way to pick up someone or has a passenger, there’s more coverage, but there are still limits and rules.
Most personal car insurance does not cover accidents that happen during ridesharing. This can leave drivers and passengers confused about who will pay for the damages. It’s not always as simple as filing a claim and getting everything paid for.
Myth 2: Rideshare Drivers Are Highly Trained
Reality: Many people assume that rideshare drivers are fully trained and vetted, but that’s not always the case. Rideshare companies do basic checks, like making sure drivers have a valid driver’s license and checking their background. However, these checks aren’t always very thorough.
Drivers are not required to take special driving courses or training in safety beyond regular driving tests. This means that rideshare drivers are not necessarily better or safer than other drivers on the road. They could still make mistakes, just like anyone else.
Myth 3: Rideshare Accidents Happen Less Often Than Regular Car Accidents
Reality: Some believe that rideshare accidents are rare, but they happen more often than you might think. While rideshare companies like to highlight their safety features, such as GPS tracking and driver ratings, accidents still occur frequently. Rideshare services have been linked to an increase in traffic and accidents in some areas.
Rideshare drivers often drive in busy places or work long hours, which can increase the chances of accidents. They may also get distracted by their phones or feel pressured to pick up rides quickly, which can lead to unsafe driving. So, just because you’re in a rideshare doesn’t mean you’re less likely to be in an accident.
Myth 4: The Rideshare Company Will Handle Everything After a Crash
Reality: It’s easy to think that if you’re in a rideshare accident, the company will handle everything. But this isn’t always true. After an accident, rideshare companies may try to avoid blame or limit what they have to pay.
Rideshare companies often want to protect themselves first, which can make it hard for passengers and drivers to get help. They might even argue about who’s responsible for the costs, leaving those involved to sort it out. If you’re in a rideshare accident, it’s important to know your rights and be ready to stand up for yourself. Face the rideshare accident realities – you have to take action.
Myth 5: You Don’t Need a Lawyer After a Rideshare Accident
Reality: Some people think they don’t need a lawyer after a rideshare accident, but the process can be complicated. Rideshare accidents often involve multiple people, such as the driver, the rideshare company, and other drivers. Each of these parties has its insurance and lawyers, which can make things confusing.
Hiring a lawyer who knows about rideshare accidents can help you understand your rights and get the compensation you deserve. A lawyer can help you deal with insurance companies and make sure you aren’t left paying for something that isn’t your fault. Without a lawyer, you might not get all the money you need for your injuries, car repairs, or lost wages.
Myth 6: Rideshare Accident Claims Are Always Handled Quickly
Reality: Many people think that claims after a rideshare accident will be handled quickly, but that’s not always the case. The process can take a long time, especially if there are arguments about who is at fault.
Insurance companies will often investigate the accident, and this can take weeks or even months. They might try to reduce the amount they have to pay or deny claims altogether. Rideshare companies also have their processes, which can add more time. It’s important to be patient and keep pushing for what you deserve.
What to Do After a Rideshare Accident
If you’re involved in a rideshare accident, here are some steps you should take to protect yourself:
- Check for Injuries: Make sure everyone is safe. Call 911 if anyone is hurt.
- Report the Accident: Report the accident to the police, the rideshare company, and your insurance. Take pictures, get witness statements, and document everything.
- See a Doctor: Even if you don’t feel hurt, it’s a good idea to get checked out. Some injuries aren’t immediately obvious.
- Talk to a Lawyer: Consider talking to a rideshare accident lawyer to help you with your claim and make sure your rights are protected.
- Keep Records: Save all records of medical treatments, repair bills, and any communication with insurance companies and the rideshare service.
Conclusion
Understanding the rideshare accident realities can help you know what to do if you’re ever involved in one. While rideshare companies offer convenience, accidents still happen, and they can be complicated to deal with. By debunking rideshare crash myths, you’ll be better prepared to handle what comes next if you’re in a rideshare accident.
Rideshare accidents are often more complex than regular car accidents. Knowing the truth can help you navigate the process and ensure you aren’t caught off guard. Be proactive, stay informed, and don’t hesitate to seek legal help if you’re involved in a rideshare crash.
