When a “Soft Tissue” Case Isn’t Really a Soft Tissue Case
Insurance companies love the phrase “soft tissue injury.”
It sounds small.
Temporary.
Low value.
And in many cases, that description is accurate.
But in serious injury litigation, some of the largest verdicts and settlements begin as cases initially labeled — and dismissed — as soft tissue.
The problem isn’t the term itself.
The problem is what gets missed.
What “Soft Tissue” Actually Means

In medical terminology, soft tissue simply refers to non-bone structures, including:
- Discs
- Nerves
- Ligaments
- Tendons
- Muscles
- Fascia
So a disc herniation compressing a spinal nerve…
A torn ligament destabilizing a joint…
Or chronic nerve inflammation causing permanent pain…
…all technically qualify as “soft tissue.”
Yet their long-term impact can be life-altering.
The label minimizes the injury — not the reality.
The Early Phase: Why These Cases Get Undervalued
After a collision, many injured people:
- Feel soreness
- Delay treatment
- Assume it will resolve
- Try chiropractic or physical therapy first
Imaging often comes later — only after symptoms persist.
By that point, the claim has already been categorized by the insurer as a minor case.
That early classification heavily influences how adjusters evaluate the claim, even when objective findings appear months later.
The Turning Point: Objective Findings
A case stops being routine when symptoms correlate with objective medical evidence.
Examples include:
- Disc herniation contacting a nerve root
- Annular tear with concordant pain reproduction
- EMG showing radiculopathy
- Ligament instability on stress imaging
- Chronic muscle denervation
- Surgical recommendation
These findings shift the case from subjective complaints to demonstrable injury.
Juries tend to understand that difference very clearly.
Why Property Damage Doesn’t Decide Injury Severity
One of the most persistent myths in injury law is that vehicle damage predicts injury severity.
Biomechanics doesn’t work that way.
Low-speed collisions can still produce:
- Rotational acceleration
- Disc shear forces
- Nerve traction injuries
Especially in occupants who are:
- Seated asymmetrically
- Turning
- Braking
- Relaxed at impact
Medical literature — and courtroom experience — repeatedly shows that minimal vehicle damage does not rule out serious spinal injury.
The Long-Term Consequences
True soft tissue strains heal.
Structural soft tissue injuries often don’t.
Patients may develop:
- Chronic pain
- Recurrent flare-ups
- Activity limitations
- Sleep disturbance
- Future degeneration risk
Even without surgery, the injury may permanently change daily life.
That distinction drives value.
Why Proper Evaluation Matters
These cases require careful coordination between:
- Medical providers
- Diagnostic imaging
- Causation analysis
- Functional impact evidence
Handled casually, they look minor.
Handled properly, they accurately reflect the injury’s real impact.
The Takeaway
“Soft tissue” is a category — not a severity level.
Some minor cases stay minor.
Others reveal structural injuries that affect a person for decades.
The challenge is identifying which is which early enough to protect the injured person’s claim.
If you have questions about whether an injury may be more serious than it first appeared, getting a knowledgeable evaluation early can make a substantial difference in the outcome.