Injured on the Job in Texas Without Workers’ Compensation Coverage? You Still Have Options.

Construction workers in Texas face some of the most dangerous job conditions in the country — and yet, the majority are left completely unprotected when something goes wrong on the job. More than half of Texas construction workers don’t have any form of workers’ compensation insurance from their employers, despite working in the deadliest industry in the state.

At our firm, we fight for injured workers — especially those left stranded by employers who failed to provide workers’ compensation coverage. If you or a loved one has been injured on the job and your employer doesn’t carry insurance, you may still be entitled to compensation, and we’re here to help you pursue it.

A recent report from the Workers Defense Project, a nonprofit advocating for low-wage and immigrant construction workers, paints a stark picture of what many laborers in Texas face daily. According to their findings:

• 42% of all severe heat-related injuries in Texas in 2023 involved construction workers — even though they make up less than 9% of the workforce.
• 72% of workers surveyed reported not earning a living wage, and nearly 1 in 5 experienced wage theft.
• Roughly 60% of respondents lacked workers’ comp coverage, leaving them vulnerable if injured.
• The average wage theft reported? Over $2,000 per worker.

Most of the workers surveyed were immigrants — nearly 80% Latin American, with around half lacking legal status — and many said they haven’t seen the benefits of the construction boom in Texas, even as the industry has grown to a $139 billion powerhouse employing over 1.2 million workers.

While the state continues to debate new laws around workplace protections, injured workers without workers’ compensation are still left in limbo — uncertain about their legal rights or how they’ll pay for medical bills, time off work, or long-term care.

That’s where we come in.

We Help Injured Workers — Even When Employers Don’t Carry Insurance

Texas is one of the only states that doesn’t require private employers to carry workers’ compensation insurance. That means when workers are hurt on unsafe job sites — whether from falls, heat exposure, unsafe equipment, or other hazards — many are left with no clear path to recovery.

But you still have legal options.

If your employer is a “non-subscriber” (doesn’t carry workers’ comp), you may be able to file a personal injury lawsuit to seek compensation for your medical expenses, lost income, and pain and suffering. Unlike workers’ comp claims, personal injury lawsuits can also include damages for negligence — and employers who opt out of coverage lose many of the legal protections typically offered under the system.

Our firm has experience standing up for workers in these exact situations — especially in construction-related injuries where employers failed to provide the basic coverage and safety protocols required by law or common sense.

We also stay informed on emerging labor laws and policy changes. As of now, while advocacy groups continue to push for stronger protections — including mandatory heat safety standards and the proper classification of employees — enforcement and accountability remain inconsistent.

That’s why it’s so important to have an experienced legal team in your corner.

If You’ve Been Hurt at Work and Your Employer Has No Workers’ Comp, Contact Us Today.

Your employer may have cut corners, but that doesn’t mean you should suffer the consequences. We offer free consultations, and you pay nothing unless we recover money for you.

Let us fight for the compensation and justice you deserve.